NaijaLand

1.1 Information We Collect

• Personal data such as your name, email, phone number, and location
• Login credentials through Firebase Authentication
• Payment details (processed securely via Paystack or UBA bank account)
• Property interest and purchase records

1.2 How We Use Your Information

• To process and confirm your land transactions
• To provide access to your personal dashboard
• To send updates, offers, or important notices
• To ensure compliance with legal or regulatory requirements

1.3 Data Protection

We use industry-standard security practices to protect your data. Sensitive information such as payment details is encrypted and processed through secure channels only.

1.4 Third-Party Services

We may integrate with third-party services (e.g., Google Sheets, Firebase, Paystack). These services have their own privacy policies which we encourage you to review.

2.1 Property Verification

All land properties listed are verified and have proper documentation.

2.2 Payments

Payments are processed securely via Paystack or UBA bank account. Ensure you receive a confirmation email or WhatsApp message after payment.

2.3 Documentation and Delivery

Property documents will be transferred to the buyer within 30 days of full payment, subject to clearance of all required verification steps.

2.4 Finality of Sale

All sales are final. Buyers are advised to verify all property details, location, and documentation before completing their purchase.

2.5 Platform Role

NaijaLand is an intermediary platform facilitating digital transactions. We are not liable for any disputes arising after property documentation has been transferred to the buyer.

2.6 Resale Policy

For resale of properties purchased via our platform, a 5% commission is charged to cover administrative and marketing costs.

3.2 Inspection Policy

• Free site inspections are available Monday to Saturday at 10:00 AM and 2:00 PM for Clients that want to see the property before making payment.
• Clients are strongly advised to inspect the property before any financial commitment.
• Failure to inspect absolves NaijaLand of responsibility for post-purchase disputes related to land condition or expectations.

3.3 Payment Policy

• All payments must be made only to officially designated bank accounts or approved marketing partners.
• Cash payments to agents are strictly prohibited.

3.4 Additional Fees

Development Fee: The development fee varies depending on the location of the land and the proposed time of development. This fee typically covers traditional/community settlements and must be fully paid before any construction activities can begin.

3.5 Construction Terms

• Development Fee must be paid before initiating any building works
• Buyers must show evidence of active possession (e.g., fencing or clearing) within 6–12 months of allocation

3.6 Refund Policy

Refunds are only granted under the following conditions:

• Request is made before physical inspection and payment
• Buyer provides a written discontinuation request with a 100-day processing notice via email

3.7 Post-Payment Documentation

Upon completing full payment, buyers receive:

3.8 Legal & Compliance Notice

• NaijaLand complies with Nigerian AML/CFT laws and does not support or permit illegal transactions
• We are not responsible for misrepresentation or misconduct by independent realtors or agents

3.9 Client Responsibility

• Buyers must verify all details before signing
• If a third party is signing on the buyer's behalf, a signed authorization letter with name, date, and phone number is required
• Buyers confirm that all provided information is accurate and voluntarily given

3.10 Land Status

All land is free from encumbrances, government acquisition, or adverse claims.